Poor Students' Trust Fund (PSTF)


Background History

Ministry of Education (MOE) is targetting to eliminate or decrease the existing gap in education as one of the main agenda to increase excellence in education. This is inline with the aspiration of the Pelan Induk Pembangunan Pendidikan (PIPP) 2006-2010. As such, various efforts to increase funds for school support programmes relating to poor student will always be MOE's priority.

Henceforth, MOE had established a trust fund known as the Kumpulan Wang Amanah Pelajar Miskin (KWAPM) under Section 10 of The Financial Procedure Act 1957 with main objective to assist low income parents who are not able financially to send their children to attend school and by doing that, the gap in education between the urban and rural can be reduced. It has been the Ministry's hope to eliminate school drop-out cases resulting from poverty and provide equal opportunity and accessibility in education.

The establishment of this fund is in accordance with MOE's Compulsory Education Policy that was enforced since January 2003 under Section 29A of Education act 1996 (Act 550) whereby it is compulsory for parents to send their children to school beginning the age of seven.

Qualifications of Students

The student must comply with criteria's as follows:-

  1. Poor Malaysian students in Year 1 to Form 1 who studied in government school or in government-aided school.
  2. Poor student whereby the Head of Household registered in eKASIH and their poverty status has been certified as POOR or HARDCOOR POOR.
  3. Poor student whereby the household income is below National Poverty Line Income as below:-
    Pen. M'sia RM 720 RM 180 RM 430 RM 100
    Urban Area RM 740 RM 185 RM 420 RM 100
    Rural Area RM 700 RM 160 RM 440 RM 100
    Sabah & Labuan RM 960 RM 200 RM 540 RM 110
    Urban Area RM 970 RM 200 RM 540 RM 110
    Rural Area RM 940 RM 190 RM 540 RM 110
    Sarawak RM 830 RM 190 RM 520 RM 115
    Urban Area RM 860 RM 190 RM 530 RM 120
    Rural Area RM 810 RM 190 RM 500 RM 110
  4. Aborigine students (Orang Asli) registered in eDAMAK and their poverty status has been certified as POOR or HARDCOOR POOR.
  5. Aborigine students (Penan) who are studying in government aborigine school.
  6. Students who are NOT recipients of any school financial-aided such as Federal Scholarship, Sports Scholarship, Disability Allowance from MOE, State Government Scholarships, Private Scholarships or any other foundation.

Rate and Type of Assistance.

Student General School Aids* Monthly Aid**
Primary School RM200 per year/student RM25 per month x 10 months for POOR student

RM50 per month x 10 months for HARDCOOR POOR student
Secondary School RM300 per year/student RM30 per month x 10 months for POOR student

RM60 per month x 10 months for HARDCOOR POOR student


* General School Aids are inclusive of school uniform, school equipment, payment of school fees, examinations fees and Emergency-Aided Case
** Monthly Aid are subject to the financial position of the KWAPM Trust Fund.

Rate and type of the school aids mentioned above are subjected to the current financial status of KWAPM trust fund or changes made by the KWAPM Committee Members chaired by the Chief Secretary of MOE.

KWAPM Distribution Methods

Financial assistance received from KWAPM Trust Fund can be distributed by principals/ teachers to students who have been certified eligible to receive assistance through the following methods: -

1. General School Aids

(school uniform, school equipment and other school needs)
  1. Transfer to students account; or
  2. Cash; or
  3. In kind
2. *Monthly Aid

(Pocket money and other student expenses)
  1. Transfer to students account; or
  2. Cash

* Note: Monthly Aid can be paid by montly basis or lump sum

Application Procedures

All students whereby the Head of Household are registered in eKASIH and students of Aborigines (Orang Asli) under eDAMAK system which has been confirmed as POOR and HARDCOOR POOR will be given school-aided using KWAPM Trust Fund automatically without having to submit an application. For information, eKASIH system was coordinated by the Implementation and Coordination Unit (ICU) of the Prime Minister's Department and eDAMAK system were coordinated by the Department of Aboriginal Development (JAKOA).

For the Head of Household who are not registered with eKASIH system, they can apply through the website http://www.ekasih.gov.my. However, KWAPM payments can only be made after the applicants are certified and confirmed to be in POOR and HARDCOOR POOR category through cencus conducted by the Implementation Coordination Unit (ICU), of the Prime Minister's Department.

For the aborigines student (studying in aborigines school of Penan), the school must submit an application using the Summary Application Form and submitted to the MOE on 1st October a year before (for students Year 2 to 6) and on 1st February during the year (for students Year 1 and Form 1(Peralihan)).

Beginning 2011, MOE Top Management Meetings on 18 March 2011 has decided that KWAPM payments will be extended to students Year 1 to Form 1 who are listed in MOE’s existing data known as DSA (Data Sedia Ada) as well as eDAMAK and eKASIH. It is in line with the Cabinet decision on 12 January 2011 and the National Action Council on 6 August 2010 which has decided that if there are any poverty cases which has not been listed in eKASIH but the Ministry and agencies feel they are eligible for assistance, the assistance may be considered due to eKASIH system being in the beginning phase.

DSA application is made by filling out the KWAPM Individuals Application Form at school. The form is distributed to poor students of family income below the National Poverty Line Income based on information obtained from the Student Information System in schools.

The school then will select student which is qualified through School Assistance Management Committee Meeting that is chaired by the school head. This committee comprises of School Student Affairs Senior Assistant and at least two (2) representatives from Parents and Teacher Association which acted to check and recommend student who are really qualified to receive KWAPM.

After the qualified student has been identified, the school needs to compile all the information and fill in the summary application form and send it to the District Education Office and State Education Department for validation. State Education Department is the responsible agencies to send the final name list (summary application form) which has been validated to Finance Division at MOE for processing.

Finance Division will make the final decision before proceeding with the payment. All payment will be credited directly to school account. From here, the School Assistance Management Committee will play their part by monitoring the distribution of the payment to the qualified student. School then distributes the payment by crediting it directly to student’s account in cash or given in kind based on the students needs. For further information regarding to application and payment process kindly refer to the flow chart in Attachment 1.